Policy exclusions

Policy exclusions
The exclusions are:

Consequential loss, depreciation, wear and tear, mechanical or electrical breakdown, failure or breakages


Any damage to tyres and tubes unless the vehicle is also damaged at the same and the liability of the Insurer will be restricted to 50% of the cost of replacement; and


If the private car is driven by a person who is under the influence of intoxicating liquor or drugs at the time of loss


Driving without a Valid Driving Licence


Using the vehicle for hire or reward, carriage of goods other than samples, racing and other racing related purposes and motor trade purposes
Any accidents outside the geographical area