Under this policy, you are not covered against -
Normal wear, tear and general aging of the vehicle
Depreciation or any consequential loss
Mechanical/ electrical breakdown
Wear and tear of consumables like tyres and tubes
Vehicle being used otherwise than in accordance with limitations as to use
Damage to/ by a person driving the vehicle without a valid license
Damage to/ by a person driving the vehicle under the influence of drugs or liquor
Loss/ damage due to war, mutiny or nuclear risk
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